💰 How to Choose Between Cash Purchase and Financing for Your Next Tractor
Buying a new tractor or trailer is a big decision, and at Mathis Trailers & Equipment Sales, we make it simple — whether you want to pay cash or take advantage of great financing offers like 0% for up to 84 months.
Understanding which option works best for you can help you save money and plan smarter for your farm, business, or property needs.
💵 Cash Purchase: Pay Less and Own It All
Paying cash means no monthly payments, no interest, and you own the equipment outright from day one.
Benefits of paying cash:
- Take advantage of special cash discounts (often saving thousands)
- Avoid long-term payments or credit checks
- Easier resale or trade-in down the road
💡 Example: On an aged-unit Mahindra tractor, paying cash could save you $3,500 or more compared to financed pricing.
💳 Financing: Keep Cash in Hand and Enjoy Low Payments
Financing helps you spread the cost of your equipment over time — often with 0% interest for qualified buyers.
Benefits of financing:
- Payments as low as $0 down for approved credit
- Fixed, affordable monthly payments (often under $300)
- Keep your savings for other expenses or projects
At Mathis Trailers, we work with trusted lenders to offer fast approvals and simple application options — apply online, over the phone, or right in the store.
🔍 Which Option Is Best for You?
It really depends on your situation:
- Choose cash if you want the lowest possible total price.
- Choose financing if you want to preserve cash flow and lock in low monthly payments.
Either way, you’re getting the best value, best warranty, and best service from Mathis Trailers & Equipment Sales.
🚜 Ready to Get Started?
Visit one of our two locations today to explore Mahindra and TYM tractors, Big Tex and Hillcrest trailers, and custom package deals built around your needs and budget.
📍 Rome, GA – Call 706.234.1807
📍 Leesburg, AL – Call 256.526.7369